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KOZI – TERMS OF SERVICE

Effective Date: May 10th 2025

Company: Bearish FH INC, a Delaware corporation ("Kozi", "we", "our", "us")

1. INTRODUCTION

These Terms of Service ("Terms") govern your access to and use of Kozi, an AI-powered virtual try-on service operated by Bearish FH INC, a Delaware corporation, including our website, mobile application, and all associated features (collectively, the "Service"). By accessing or using the Service, you agree to be legally bound by these Terms.

Kozi is a technology platform that provides an artificial intelligence tool allowing users to visualize clothing items on uploaded images. We are not affiliated with, endorsed by, or partnered with any clothing brands, retailers, or manufacturers. We do not host or distribute branded content.

2. SERVICE DESCRIPTION

Kozi is a digital styling tool, similar to creative platforms such as Photoshop or Canva, designed specifically for virtual clothing try-on. The Service provides:

  • AI-powered image processing technology to simulate clothing on a provided body image;
  • A per-use pricing model for individual try-on sessions;
  • Technical systems designed to filter and restrict processing of images containing recognizable brand logos or identifiers.

3. USER RESPONSIBILITIES AND REPRESENTATIONS

By using the Service, you confirm and warrant that:

  • You are at least 16 years old or have legal parental/guardian consent;
  • You have full rights, permissions, or licenses to the images you upload;
  • You will not upload or attempt to process clothing images that contain logos, trademarks, or brand identifiers without legal authorization;
  • You accept full responsibility for any legal issues resulting from your content;
  • You understand that generating try-on images from branded content without permission may violate intellectual property laws.

4. PROHIBITED USES

You agree not to use the Service to:

  • Upload or generate images of clothing you do not legally own or have rights to;
  • Reproduce or publish any try-on images of branded clothing without authorization;
  • Attempt to bypass or manipulate our brand-protection mechanisms;
  • Violate any applicable laws or third-party rights, including copyright, trademark, publicity, or privacy rights;
  • Resell or distribute generated content for commercial purposes.

5. INTELLECTUAL PROPERTY

5.1 Your Content

You retain full ownership of the content you upload. By using Kozi, you grant Bearish FH INC a non-exclusive, limited, revocable license to process and temporarily store your content for the sole purpose of delivering the Service.

5.2 Generated Content

Any try-on images generated by the Service are for personal use only. We do not claim ownership of these outputs. However, generated content that includes unlicensed branded imagery may still infringe on third-party rights. You are solely responsible for any such content. Kozi is not responsible for how users share or distribute downloaded try-on images. Any public use of generated content is entirely at the user's own risk.

5.3 Kozi Technology

All rights to the Kozi platform—including our software, machine learning models, user interface, and underlying code—are exclusively owned by Bearish FH INC or its licensors. You may not copy, distribute, modify, reverse engineer, or commercially exploit any part of our platform.

6. FEES AND PAYMENT

Kozi Style operates on a per-use basis. You are charged a fee for each try-on session, which grants access to our proprietary AI image generation system. These fees do not grant you any rights or ownership over clothing brand intellectual property. All payments are final and non-refundable, unless otherwise required by applicable law.

Kozi Style also offers an optional rewards system through advertising:

  • Users may watch up to three (3) advertisements per day to earn three (3) "Lite Tickets".
  • Each Lite Ticket grants one try-on image generation with limited functionality (e.g., no image saving to Closet, no high-resolution output).
  • Watching ads is completely optional and not required to use the app.
  • Advertisements are provided by third-party partners such as Google AdMob, and Kozi Style does not control their content, timing, or availability.
  • By using this feature, you consent to the display of third-party advertising content within the app.
  • Kozi Style may update, suspend, or discontinue the ad-based ticket system at any time without prior notice.

7. BRAND PROTECTION MEASURES

We actively implement brand-protection systems, including:

  • Logo detection filters to prevent unauthorized brand usage;
  • Policy enforcement to reject or restrict brand content;
  • Internal moderation and automated checks.

In certain cases, users may claim ownership rights to clothing items containing branded elements. If you make such a claim:

  • You expressly represent and warrant that you have legitimate ownership or proper authorization to use the specific branded item;
  • You assume all legal responsibility for any intellectual property infringement that may result from your claim;
  • You acknowledge that falsely claiming ownership rights may constitute intellectual property infringement under applicable laws;
  • You agree to indemnify and hold Bearish FH INC harmless from any claims arising from your ownership assertions.

We cannot guarantee full detection of all brand elements. You are ultimately responsible for ensuring your uploads and ownership claims do not violate intellectual property laws.

8. NO STORAGE OR PUBLICATION

Kozi does not publicly display, publish, or create a searchable archive of generated try-on images. All generated content is private to the user. While temporary caching may occur during processing, we do not retain your data beyond what is operationally necessary.

9. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR AVAILABILITY OF THE SERVICE AT ALL TIMES.

10. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BEARISH FH INC AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR SPECIAL DAMAGES ARISING OUT OF OR RELATED TO:

  • YOUR USE OF OR INABILITY TO USE THE SERVICE;
  • CONTENT GENERATED OR UPLOADED TO THE PLATFORM;
  • CLAIMS OF INFRINGEMENT ARISING FROM USER-GENERATED CONTENT;
  • UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Bearish FH INC, its employees, officers, agents, partners, and licensors from any and all claims, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use or misuse of the Service;
  • Your uploaded or generated content;
  • Any violation of these Terms;
  • Any infringement or alleged infringement of third-party rights.

12. TERMINATION

We may suspend or terminate your account or access to the Service immediately and without notice if you:

  • Violate these Terms;
  • Engage in conduct that harms Kozi, Bearish FH INC, or third parties;
  • Attempt to manipulate or exploit the system in unauthorized ways.

Upon termination, you must cease using the Service and delete all copies of generated content.

13. CHANGES TO TERMS

We reserve the right to update or revise these Terms at any time. You will be notified of material changes through the Service. Continued use of Kozi following updates constitutes your acceptance of the new Terms.

14. GOVERNING LAW

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict-of-law principles. Any disputes will be resolved in the state or federal courts of that jurisdiction.

15. INTERNATIONAL USE AND LOCAL COMPLIANCE

Kozi Style is made available in certain countries outside the United States, including the European Union, United Kingdom, Turkey, and select parts of the Middle East. Users in these regions are responsible for ensuring their use of the Service complies with local laws and customs.

Kozi is available to individual users in these regions but is not intended for resale or commercial deployment by local businesses unless expressly authorized.

By using the Service, you represent that you have the legal right to access and use it in your jurisdiction. Kozi does not actively promote or market to users in regions where local restrictions or sensitivities apply, and we reserve the right to limit features or access in specific countries if required by law or to ensure cultural compliance.

16. CONTACT US

For questions, support, or legal inquiries:

Bearish FH INC

Email: kozi@bearishfh.com

Subject: Kozi Terms Inquiry

17. DMCA POLICY

If you believe your copyrighted material has been used improperly on Kozi, please submit a written notice with the following:

  • Your name and contact info;
  • A description of the copyrighted work;
  • A description of the allegedly infringing content;
  • A statement of good faith belief that the use is unauthorized;
  • A statement, under penalty of perjury, that the above is accurate and you are the rights holder;
  • Your physical or digital signature.

Submit DMCA notices to:

DMCA Agent — Bearish FH INC

Email: kozi@bearishfh.com

Subject: DMCA Notice – Kozi

18. SEVERABILITY

If any provision of these Terms is found to be unlawful or unenforceable, the remaining provisions shall remain in full force and effect.

19. WAIVER

Failure to enforce any right or provision under these Terms does not constitute a waiver of those rights.

20. ENTIRE AGREEMENT

These Terms constitute the complete agreement between you and Bearish FH INC regarding use of the Kozi platform and supersede any prior agreements or understandings.

By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

Last Updated: May 10th 2025